Need an appraisal in Bay Village or Cuyahoga County?

The top reasons OH homeowners order from McCarthy Contracting:

  1. Pre-listing appraisals (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce their monthly mortgage payment
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify another appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. To settle an estate in Cuyahoga county or OH by determining the true market value of real estate in question

Need help deciding the price of your house in or near Bay Village, OH?
Contact McCarthy Contracting.

At McCarthy Contracting, we understand the particular needs of a consumer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at McCarthy Contracting will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your home is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to remove PMI

A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. At McCarthy Contracting, we're qualified in helping clients just like you dismiss unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in an area that is declining -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. A professional appraisal from McCarthy Contracting is your #1 weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. McCarthy Contracting can help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you would wish to have a seasoned expert double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? McCarthy Contracting offers field reviews where we go out and check the subject and comps. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you Even though this is usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.